The financial lens

Answers an owner should have in one minute.

Four questions, answerable only from your contracts and your ledgers together. None should take a month.

01 · Receivables

How much is owed to us under contracts that were never signed?

An invoice without an enforceable agreement behind it is a hope, not a claim. If the counterparty disputes it, you are negotiating from paper you do not have.

CRISP crosses your contract register with your receivables ledger and shows every riyal sitting on unsigned, expired, or missing paper.

From a live review

SAR 101M

Receivables with a single supplier that had no signed contract. Nobody had connected the two ledgers before.

02 · Revenue

Which revenue lines depend on one agreement, and when does each expire?

A sole-source agreement is a revenue line with an expiry date. The dangerous date is the notice window that closes months earlier. Miss it, and the decision is made for you.

CRISP maps every sole-source dependency to its revenue line and chases each renewal from the moment the window opens.

From a live review

Lapsed sole-source agreements caught before their renewal cliffs. Each carried a full product line.

03 · Cost

What did we agree to pay that nobody is tracking?

Auto-renewals nobody wanted. Escalation formulas missing from next year's budget. Penalties nobody provisioned. The cost arrives on schedule whether or not anyone is watching.

CRISP extracts every commercial term and puts a number and a date on it, so the CFO meets the cost before the invoice does.

What CRISP extracts

Auto-renewal dates Escalation formulas Penalty and delay triggers Committed spend Payment terms Liability caps

Each term carries the clause it came from and the money it moves.

04 · Enforceability

Which of our agreements would hold up?

In Saudi Arabia, agency and franchise agreements must be registered with MOIAT. Unregistered paper is unenforceable, and goods cannot be imported under it. A revenue line resting on an unregistered agreement is resting on nothing.

CRISP checks every agency and franchise agreement against its registration and tracks the renewals that keep it valid.

The registry test

1 minute

How long it should take to know which brand agreements are registered and enforceable. Today the honest answer is weeks.

Ask all four about your own contracts.

A Contract Risk Review answers them from your paper and your numbers, in weeks.

Request a Contract Risk Review
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